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Calculators you can actually trust

Fast, accurate answers for money, health, math and dates, with every formula explained and worked examples you can check.

  • Tested against known values
  • Formulas explained
  • Private: runs in your browser

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All calculators

Every tool shows how the result is calculated.

Finance

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Loan Calculator

Monthly payment, total interest and amortization schedule.

Mortgage Calculator

Full monthly housing payment with taxes, insurance and PMI.

Compound Interest Calculator

Growth of savings with compounding and contributions.

Retirement Calculator

Project your nest egg and retirement income.

Auto Loan Calculator

Car payment with trade-in, tax and fees.

Savings Goal Calculator

Monthly saving needed to reach a goal.

Credit Card Payoff Calculator

Months to debt-free and total interest.

Debt-to-Income Ratio Calculator

Front-end and back-end DTI for lenders.

Inflation Calculator

Future cost and lost purchasing power.

ROI Calculator

Total and annualized return on investment.

Simple Interest Calculator

Interest on principal without compounding.

Salary to Hourly Calculator

Annual salary ↔ hourly, weekly and monthly pay.

House Affordability Calculator

Maximum home price by income and debts.

CAGR Calculator

Compound annual growth rate between two values.

Coast FIRE Calculator

How much you need invested today to stop saving.

FIRE Number Calculator

Your early-retirement target and years to reach it.

Mortgage Points Calculator

Break-even time for buying discount points.

Prorated Rent Calculator

Rent for a partial move-in or move-out month.

Cap Rate Calculator

Net operating income ÷ property value.

Cash-on-Cash Return Calculator

Annual cash flow ÷ cash you invested.

Rule of 72 Calculator

Years to double money at a given rate.

APY Calculator

APR ↔ APY for any compounding frequency.

Stock Average Calculator

Average cost per share and shares to average down.

Raise Calculator

New pay after a raise, per year, month and hour.

Overtime Calculator

Time-and-a-half and double-time pay.

Freelance Rate Calculator

The hourly rate that replaces a salary.

Emergency Fund Calculator

Your emergency fund target and time to reach it.

Sinking Fund Calculator

Monthly savings to pay for a planned expense.

Why people use CalcFinch

Tested for accuracy

Every calculator is checked against known values and published formulas before it goes live.

Formulas explained

See exactly how each result is calculated, with worked examples you can follow step by step.

Private by design

Calculations run in your browser. What you type is never sent to our servers.

Instant on any device

Results update as you type, on lightweight pages that load fast on any phone.